We are always looking to add outstanding providers to our growing network. For California residents, CA-Do Not Sell My Personal Information. Aflac Dental Insurance helps give insureds peace of mind from knowing they have assistance with both routine and unexpected dental expenses. Aflac dental insurance is another provider that does not have underwriting which makes it easy for you to sign up. Comparison is based on the lowest monthly premium for Nebraska Payroll Premium rates for industry Class A; Dental Essentials - Series A-82100R; Individual Adults. Updated July 2018. Coverage may not be available in all states. Aflac dental insurance is one of the most popular types of insurance coverage which is offered by Aflac Company. No benefits are payable under the Policy for the Services listed below. Simply purchase a $18 pass and you will have access to dental discounts from 20% to 50% for most dental procedures. This is a brief description of coverage and is not a contract. Aflac lets you provide your employees with outstanding benefits without costing you a penny. Aflac dental insurance also covers common procedures, such as cleanings, checkups and X-rays. Aflac Worldwide Headquarters | Columbus, GA By getting this insurance, you can enjoy many benefits for periodic checkups, fillings, cleanings, x-rays, crowns, etc. National Association of Dental Plans, Accessed November 18, 2019. To read TZ Insurance Solutions LLC's Privacy Policy, click here. Insured Person's family is limited to a spouse, siblings, parents, children, grandparents, and the spouse's siblings and parents; the initial placement of a removable full denture or a removable partial denture unless it includes the replacement of a Functioning Natural Tooth extracted while the person is insured under the Policy; the initial placement of a fixed partial denture including a Maryland Bridge, unless it includes the replacement of a Functioning Natural Tooth extracted while the person is insured under the Policy, provided that tooth was not an abutment to an existing partial denture that is less than five years old or to an existing fixed partial denture or Maryland Bridge which is less than seven years old or other Frequency Limitation as stated in Schedule of Covered Procedures. If orthodontic treatment continues after the maximum lifetime benefit has been paid, no further benefits will be paid. You can go to the dentist for a variety of services, and Aflac will pay you directly for the covered care. Business owner? Direct to Consumer individual coverage underwritten by Tier One Insurance Company. I am building a credit with my dental office and am saving up for a night guard. Their services range from basic cleaning, cosmetic dentistry, and even orthodontics. In addition, the Services listed below will not be recognized toward the satisfaction of any Deductible: Individual Policies: In Alaska, Arkansas, Georgia, North Dakota, South Dakota and Texas, this exclusion is not applicable. Please choose an option. I understand that my wireless carrier’s standard message and data rates apply. In Texas, policy form QN81100MTX. We will not pay benefits if you fail to cooperate with our investigation into the validity of your claim. The Aflac Dental Network has more than 270K providers and offers coverage with no waiting periods (excluding orthodontic services) and no copays for most preventative procedures. Aflac’s contracts of insurance do not satisfy the requirement of minimum essential coverage under the Patient Protection and Affordable Care Act (ACA) and are not designed to meet any of the essential health benefit requirements mandated by the ACA or federal law, including pediatric oral or vision care services. The coverage Aflac offers in a particular state is available on the Aflac website. Any services which are not included in the Schedule of Covered Procedures; Any service started or appliance installed before the effective date or after the date coverage terminates, except as provided in the “takeover of existing coverage” section of the certificate; Any service, which may not reasonably be expected to successfully correct the patient’s dental condition for a period of at least three years, as determined by us; (In Alaska and Michigan, “as determined by us” does not apply.). 2 “Who has dental benefits today?” National Association of Dental Plans, Accessed November 18, 2019. Refer to the policy for complete details, limitations, and exclusions. Please choose "Individual" or "Business.". Fluoride treatments (for children under age 19; one per 12 months). Take your pass to a participating dentist in your area. Aflac pays cash benefits directly to you, unless assigned otherwise. With access to more than 270,000 providers comprising the Aflac Dental Network, coverage includes no waiting periods (excluding orthodontic services) and no copays required for most preventative procedures. 3 Based on the average conventional tank of gas being $2.56 per gallon, according to “Weekly Retail Gasoline and Diesel Prices,” U.S. Energy Information Administration, Published on November 11, 2019. AFLAC pays the dentist $250. Aflac Dental Insurance helps give insureds peace of mind from knowing they have assistance with both routine and unexpected dental expenses. Plus, it is simple to use. Benefits and/or premiums may vary based on the state and benefit option selected. The insurance provides various advantages for the people who are looking for dental services. If a covered ADA code is revised or replaced by the American Dental Association, Aflac will pay the amount shown in the Schedule of Dental Procedures for the code most comparable to the revised or replaced code. 3 Based on the average conventional tank of gas being $2.56 per gallon, according to “Weekly Retail Gasoline and Diesel Prices,” U.S. Energy Information Administration, Published on November 11, 2019. They are the biggest provider of supplemental dental insurance in the country and continue to serve thousands of clients. Aflac dental and vision products may not be available in all states. In Pennsylvania, NDNGRP 7/08 PA. The policy has limitations and exclusions that may affect benefits payable. Calendar year 2: $25/person (3 per family). I understand these calls may utilize pre-recorded messages and may be generated using an automated dialing technology. In 2021, for all states that have approved the Aflac dental and vision insurance products, coverage will be underwritten by Aflac. The plan has limitations and exclusions that may affect benefits payable. Applies to Policy Series QN81000. In 2021, for all states that have approved the Aflac dental and vision insurance products, coverage will be underwritten by Aflac. Get more info about Aflac for business owners.. Don’t wait until it’s too late. By clicking “Find my plan” I agree to receive phone calls or text messages from a licensed insurance agent on behalf of Aflac and its affiliates, and TZ Insurance Solutions, LLC at the phone number above, including my wireless number, if provided. No benefits are payable under the policy for the services listed below. To read TZ Insurance Solutions LLC's Privacy Policy. Benefits/premium rates may vary based on plan selected. Get monthly coverage for less than the cost of a tank of gas.3. I have all my dental work and x-rays done free of charge to me. Any other orthodontic treatment that can be completed on the same day it is rendered is considered to be started and completed on the date the orthodontic treatment is rendered. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. Crowns, inlays, onlays, cast restorations, or other laboratory prepared restorations on teeth, which may be satisfactorily restored with an amalgam or composite resin filling; Any treatment which is elective or primarily cosmetic in nature and not generally recognized as a generally accepted dental practice by the American Dental Association, as well as any replacement of prior cosmetic restorations unless such procedure is listed in the Schedule of Covered Procedures; In Texas, also, or dental treatment not approved by the American Dental Association or which is clearly experimental in nature; Appliances, services or procedures relating to: (1) the change or maintenance of vertical dimension; (2) restoration of occlusion (unless otherwise noted in the schedule of covered procedures— only for occlusal guards); (3) splinting; (4) correction of attrition, abrasion, erosion or abfraction; (5) bite registration or (6) bite analysis; Replacement of bridges unless the bridge is older than the age allowed in the Schedule of Covered Procedures and cannot be made serviceable; Replacement of full or partial dentures unless the prosthetic appliance is older than the age allowed in the Schedule of Covered Procedures and cannot be made serviceable; Replacement of crowns, inlays or onlays unless the prior restoration is older than the age allowed in the Schedule of Covered Procedures and cannot be made serviceable; For orthodontic treatment unless otherwise listed as a covered procedure in the Schedule of Covered Procedures; Services provided for any type of temporomandibular joint (tmj) dysfunctions, muscular, skeletal deficiencies involving tmj or related structures, myofascial pain unless such procedure is listed as a covered procedure in the Schedule of Covered Procedures (In Georgia, procedure must be medically necessary); Charges for implants of any type, and all related procedures, removal of implants, precision or semi-precision attachments, denture duplication, overdentures and any associated surgery, or other customized services or attachments unless such procedures are listed as covered procedures in the Schedule of Covered Procedures; Athletic mouth guards; myofunctional therapy; treatment for malignancies, cysts and neoplasms; failure to keep scheduled appointment; charges for completion of claim forms; infection control; precision or semi-precision attachments; denture duplication; oral hygiene instruction; separate charges for acid etch; charges for travel time; transportation costs; professional advice; treatment of jaw fractures; orthognathic surgery; exams required by a third party other than us; personal supplies (e.g., waterpik, toothbrush, floss holder, etc. Are always looking to add outstanding Providers to our growing network Dentists & Providers cleanings... 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